“We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.” — The Declaration of Independence.Jul 4, 1776
My clients and I just went through a horrific closing on their La Canada home purchase. The buyers were referred to a lender by a co-worker and the lender was horrific. Only after climbing the food chain, were we able to close escrow (two days late). If you are looking for a lender referral check out my referral network at HarbsList.com
A reputable lender will initially qualify you and ask for a myriad of paperwork up front (this doesn’t mean that there won’t be additional requests for items because there will be, but the bulk of your application will be completed at the onset). A good lender will return phone calls, especially when things get bogged down. They won’t go MIA.