Free Annual Credit Report: Like changing smoke detector batteries, scheduling a termite inspection, or getting your annual health exam, checking your credit report should be part of your yearly routine. It’s just as important—and often overlooked. Too often, people wait until they apply for a mortgage, auto loan, or new credit card. By then, it may be too late to fix an issue quickly. A small error can delay approval, raise your interest rate, or even lead to a denial.
That’s why it’s smart to check your credit report well in advance. Look for outdated information, unfamiliar accounts, or incorrect balances. These mistakes are common. In fact, one in five people finds an error on their report. The good news? You can catch problems early. More importantly, you can fix them before they cause stress or financial loss.
AnnualCreditReport.com allows you to pull your credit reports from all three major bureaus—for free. Do it now, when there’s no pressure. Just like regular maintenance protects your home and health, reviewing your credit protects your financial future.
Order your free annual credit report here: