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askphyllis real estate question, real estate q and A

Is Earthquake Insurance Worth the Expense?

Ask Phyllis is a blog series of frequently asked real estate questions.  Have a question about real estate?  Email us here Dear Phyllis, Because earthquake insurance is so costly, my wife and I have always opted to not purchase the addi...

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Soot and Ash Insurance Claims

Soot and Ash Insurance Claim

photo courtesy LA Times I vividly recall the Angels Crest Station Fire of 2009. For days we couldn’t go outside, each time you walked to your car, it was covered with more ash.  After the fire, I remember the ash in my pool and everywhere...

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Is having earthquake insurance necessary? 1

Is having earthquake insurance necessary?

 Clients often ask Is having earthquake insurance necessary?  According to the Los Angeles Times less than 20% of California homeowners have earthquake insurance.  Homeowners without a mortgage, or who have substantial equity, have a lot ...

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