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Home Protection Plans

Home protection plans, also known as home warranty plans, usually cover repairing or replacing a home’s working parts (mechanical and nonstructural components) during the first year of home ownership. Limited plumbing, electrical, and heating systems coverage generally come with the policy. Built-in kitchen appliances and garage door openers are typically included in the coverage. Roof, pool, spa equipment, and central air conditioning coverage are also available for an additional charge. A service fee of approximately $75.00 is charged to the new buyer when the company’s repair person makes a service call.


Home protection plans are a huge asset, as they enable the buyer to keep their first year’s costs to a minimum. Often, Harb & Co. can negotiate that the seller pays for this insurance.

Ask us to give you brochures from various companies so that you can review the offered coverage. Coverage varies from company to company. It is essential to carefully read the terms, conditions, and exclusions before picking a plan for your home.

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