Insurance
Navigating the aftermath of the Los Angeles wildfires
Navigating the aftermath of the Los Angeles wildfires involves several immediate and long-term actions to regain control over your situation, particularly financially. Here's a detailed guide: Short Term Actions File an Insurance Claim: I...
Essential Questions to Ask Before Choosing Home Insurance
Essential Questions to Ask Before Choosing Home Insurance Choosing the right home insurance can feel overwhelming. With so many options, how do you decide which plan fits your needs? Here are a few essential questions to ask before choos...
How to get rid of pmi
For borrowers who purchased a home with less than a 20% down payment, the lender likely added Private Mortgage Insurance (PMI) to their loan. This insurance increased their monthly payment. Before learning how to get rid of PMI, let's know more...
What is title insurance?
The purchase of a home is typically the largest investment one will ever make. What is title insurance? This assures the proper transfer of ownership. And additionally that the buyer is protected from future claims against the property. Over th...
Los Angeles Real Estate Owners: Time to review your insurance
Los Angeles homeowner’s should review their policy annually. Trying to save a few hundred dollars on premiums is a very costly mistake. Failing to have adequate insurance to cover the cost of rebuilding your home (or other real estate) in...
Is Earthquake Insurance Worth the Expense?
Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here Dear Phyllis, Because earthquake insurance is so costly, my wife and I have always opted to not purchase the addi...
Soot and Ash Insurance Claim
photo courtesy LA Times I vividly recall the Angels Crest Station Fire of 2009. For several days, we couldn’t go outside. Thick ash blanketed everything. Each time we walked to the car, it was covered again. No matter how often we wiped i...
