Main Content

Home » Insurance

Insurance

How to get rid of pmi

For borrowers who purchased a home with less than a 20% down payment, the lender likely added Private Mortgage Insurance (PMI) to their loan. This insurance increased their monthly payment. Before learning how to get rid of PMI, let's know more...

What is title insurance?

The purchase of a home is typically the largest investment one will ever make. What is title insurance? This assures the proper transfer of ownership. And additionally that the buyer is protected from future claims against the property. Over th...

Los Angeles Real Estate Owners: Time to review your insurance

Los Angeles homeowner’s should review their policy annually. Trying to save a few hundred dollars on premiums is a very costly mistake. Failing to have adequate insurance to cover the cost of rebuilding your home (or other real estate) in...

Is Earthquake Insurance Worth the Expense?

Ask Phyllis is a blog series of frequently asked real estate questions. Have a question about real estate? Email us here Dear Phyllis, Because earthquake insurance is so costly, my wife and I have always opted to not purchase the addi...

Soot and Ash Insurance Claim

photo courtesy LA Times I vividly recall the Angels Crest Station Fire of 2009. For days we couldn’t go outside, each time you walked to your car, it was covered with more ash. After the fire, I remember the ash in my pool and everywhere...

Is having earthquake insurance necessary?

Clients often ask Is having earthquake insurance necessary? According to the Los Angeles Times less than 20% of California homeowners have earthquake insurance. Homeowners without a mortgage, or who have substantial equity, have a lot ...